State Appraiser, AMC and Banking Regulators

The Department is responsible for supervising, regulating and examining Texas State-chartered credit unions in order to safeguard the public interest, protecting the financial interests of credit union members and promoting public confidence in credit unions.

The mission of the Department is to ensure that Texas has a safe, sound and competitive financial services system.

The Department has two key areas of regulatory responsibility: the chartering, regulation and supervision of the State’s thrift industry; and the licensing/registration and regulation of the State’s mortgage industry. These two areas of responsibility cover the vast majority of residential mortgage lending in Texas.

The Office works to ensure that the vast financial marketplace adheres to laws regulating financial transactions, as well as to educate both financial service providers and consumers about rights, responsibilities, and remedies associated with such transactions. The Office answers questions and assists Texas consumers in resolving issues against regulated companies in Texas concerning pawn transactions, secondary mortgage and home equity loans, motor vehicle sales financing, and property tax loans.

Some of the responsibilities of the Office of Attorney General are to: secure justice for Texans by investigating and prosecuting criminal activities; protect Texans from fraud, waste and abuse by enforcing consumer protection and antitrust laws and to safeguard the freedoms of Texans as guaranteed by the United States and Texas constitutions.

The Commission and Appraiser Board oversee real estate brokerage, real property appraisals, inspections, home warranties, right-of-way services, and timeshares. The Commission provides licensing, education, and complaint investigation services, as well as regulation and enforcement of State laws and requirements that govern each of these areas of service to consumers in Texas.